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5800 Monroe Street, Bldg A, Toledo, OH 43560  Phone: 419-885-2400 Toll Free: 800-333-3801  Fax: 419-885-7285

Programs and Applications

This is an alphabetical list of many of the specialized risks we cover. We do not write auto. Please contact us for more information about other hard-to-obtain coverages that we can write for your clients. To request complete details and applications, use our e-form, e-mail us, or call our toll-free number.

Many supplemental applications are available online by clicking on the links below. Unless noted, applications are in MS Word format.


Online rating is now available for 20 Scottsdale programs. Retail agents can enter rating information and receive an immediate premium indication online. This feature also submits the rating information to our office along with an ACCORD application and the appropriate Scottsdale supplemental application if required. Your agency must be registered with us in order to use this feature. To start the sign-up process, click here to contact us.



Rate This Risk OnlineAlarm Installers   Our A- rated nonadmitted carrier writes burglar and fire alarm installers with E&O coverage included. Limits up to $1,000,000 with $2,000,000 aggregate and excess or umbrella to $10,000,000. Special application required.
Information and Applications For Coverage We Write Through Scottsdale
Get Application

Amusement Rides  General liability coverage for amusement rides, golf ranges, batting cages, train rides, paddle boats and petting zoos. A+15 Best-rated carrier. ACORD and supplemental applications.
Information and Applications For Coverage We Write Through Scottsdale
Get Application

Animal Services
Information and Applications For Coverage We Write Through Scottsdale

Rate This Risk OnlineApartments   Medium to smaller risks. ACORD application. Online rating available to registered agents.
Information and Applications For Coverage We Write Through Scottsdale
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Rate This Risk OnlineArtisan Contractor Programs   Carpentry, Drywall, Siding and similar contractors. Competitive rates with both Scottsdale, an A+ rated company and Mid-Continent, an A rated and admitted company. ACORD and supplemental applications.
Information and Applications For Coverage We Write Through Scottsdale
Get Scottsdale Application
Get Mid-Continent Application

Asbestos Removal Contractors  See "Environmental Protection Contractors"

Assisted Living Centers    Competitive markets for smaller group home insurance. We write coverage for family homes for the elderly, assisted living centers, and halfway houses. ACORD and supplemental applications.
Get Group Home Application
Info and Apps For Halfway House Coverage We Write Through Scottsdale
Get Halfway House Application
Info and Apps For Home Health Care Coverage We Write Through Scottsdale
Get Home Healthcare Application

Bakeries
Information and Applications For Coverage We Write Through Scottsdale

Barber Shops, Beauty Shops & Day Spas
Information and Applications For Coverage We Write Through Scottsdale

Bed and Breakfasts
Information and Applications For Coverage We Write Through Scottsdale

Book Stores and Video Stores  Includes Christian, and adult shops as well as conventional book sellers. ACORD application.
Information and Applications For Coverage We Write Through Scottsdale

Builder's Risk
Information and Applications For Coverage We Write Through Scottsdale

Cabinetmakers  Program offered by two A-rated markets. ACORD application.
Information and Applications For Coverage We Write Through Scottsdale

Rate This Risk OnlineCampgrounds    A+ rated carrier offering competitive rates for campgrounds, mobile home parks and RV parks. Coverage includes pools, lakes and recreational facilities. $1,000,000 standard limit; $10,000,000 umbrella available. Supplemental application.
Information and Applications For Coverage We Write Through Scottsdale
Get Application

Car Washes (Self-Service)
Information and Applications For Coverage We Write Through Scottsdale

Caterers & Rental Halls  Competitive rates. ACORD and supplemental application.
Information and Applications For Coverage We Write Through Scottsdale
Get Application

Christmas Tree Lots & Farms
Information and Applications For Coverage We Write Through Scottsdale

Rate This Risk OnlineChurches  Competitive rates. ACORD application. Online rating is available for this risk.
Information and Applications For Coverage We Write Through Scottsdale

Clubs
Information and Applications For Coverage We Write Through Scottsdale

Communications Equipment Contractors - Residential  Competitive rates.
Information and Applications For Coverage We Write Through Scottsdale

Rate This Risk OnlineCondominium and Homeowners Associations  Two carriers offering competitive rates. These programs are for completed projects that have been turned over to the condo or home owners. The companies will not consider projects under development. Supplemental application.
Information and Applications For Coverage We Write Through Scottsdale
Get Application

Contractor's Equipment Rental - With Operator  Competitive rates.
Information and Applications For Coverage We Write Through Scottsdale

Rate This Risk Online
   Day Nursery &
   Preschool
Day Care Centers - Children & Adults  Very competitive rates through an A+ 15 carrier. Coverage can include professional liability, physical and sexual abuse. ACORD and supplemental applications.
Information About Children Day Care Coverages We Write Through Scottsdale
Get Children Day Care Application
Information About Adult Day Care Coverages We Write Through Scottsdale
Get Adult Day Care Application

Demolition Contractors  Coverages underwritten by an A+ 15 carrier for commercial and residential demolition contractors at very competitive rates. Structures of 3-story or less can be covered on an easy-to-write program. Protection for high-rise projects is also available. Policies can be written on a per job or annual basis. ACORD and supplemental applications.
Information and Applications For Coverage We Write Through Scottsdale
Get Application

Detective & Investigative Agencies  Our carrier provides $1,000,000 in primary coverage and up to $5,000,000 umbrella coverage. Supplemental application.
Information and Applications For Coverage We Write Through Scottsdale
Get Application

Distributors and Wholesalers
Information and Applications For Coverage We Write Through Scottsdale

Dwelling - Builder's Risk or COC
Information and Applications For Coverage We Write Through Scottsdale
Get Dwelling Application and Privacy Statement

Dwelling - Fire
Information and Applications For Coverage We Write Through Scottsdale
Get Dwelling Application and Privacy Statement

Dwelling - High Value
Information and Applications For Coverage We Write Through Scottsdale
Get Dwelling Application and Privacy Statement

Rate This Risk OnlineDwelling - Lessor's Risk
Information and Applications For Coverage We Write Through Scottsdale
Get Dwelling Application and Privacy Statement

Dwelling - Renovation / Under Construction / Vacant
Information and Applications For Renovation Coverage We Write Through Scottsdale
Information and Applications For Vacant Dwelling Coverage We Write Through Scottsdale
Get Dwelling Application and Privacy Statement

Employment Agencies (Temporary Clerical or Retail)
Information and Applications For Coverage We Write Through Scottsdale

Entertainment
Information and Applications For Coverage We Write Through Scottsdale

Environmental Protection Contractors  Four markets writing environmental coverage including asbestos and lead abatement contractors, UST installation and removal contractors, and similar risks. Very competitive rates. Special application required.
Get Application

Rate This Risk OnlineExcavators   We can write with either of two A-rated carriers. This coverage can be provided very quickly and competitively. Special application required.
Information and Applications For Coverage We Write Through Scottsdale
Get Application

Excess & Umbrella
Information and Applications For Coverage We Write Through Scottsdale

Excess Personal Umbrella
Information and Applications For Coverage We Write Through Scottsdale

Exercise & Health Studios  Includes aerobic instructors, weight training facilities, Nautilus and exercise machines, massage therapists and personal trainers. 2 competitive markets. ACORD and supplemental applications.
Information and Applications For Coverage We Write Through Scottsdale
Get Application

Rate This Risk OnlineExterminators  Special application required. Online rating is available for this risk.
Information and Applications For Coverage We Write Through Scottsdale
Get Application

Fairs, Festivals and Fund Raisers  All necessary coverages for festivals, fairs and fund raisers. From "Hole-in-One" insurance to amusement rides liability, our markets write activities like water slides, jet ski rentals and white water rafting. Special event liquor liability also available. Special applications required.
Get Liquor Liability Application (Adobe Acrobat {PDF} file.
Adobe Acrobat Reader is available at no charge from www.adobe.com)
Get Rain Insurance Application
Get Special Event Application

Family Homes For The Elderly, Group Homes, Halfway Houses, Home Health Care   Competitive markets for smaller group home insurance. We write coverage for family homes for the elderly, assisted living centers, and halfway houses. ACORD and supplemental applications.
Get Group Home Application
Info and Apps For Halfway House Coverage We Write Through Scottsdale
Get Halfway House Application
Info and Apps For Home Health Care Coverage We Write Through Scottsdale
Get Home Healthcare Application

Farms and Ranches
Information and Applications For Coverage We Write Through Scottsdale

Flea Markets, Swap Meets & Bazaars  Our markets are A and A+ rated and offer very competitive rates. We rate these risks in-house. Special application required.
Information and Applications For Coverage We Write Through Scottsdale
Get Application

Floating Homes
Information and Applications For Coverage We Write Through Scottsdale

General Contractors  Minimum premiums starting as low as $1,500. ACORD and supplemental applications required.
Get Application

Golf Courses, Miniature Golf Courses and Driving Ranges
Information and Applications For Coverage We Write Through Scottsdale

Rate This Risk OnlineGrocery Stores  Online rating is available for this risk.
Information and Applications For Coverage We Write Through Scottsdale

Halfway Houses, Home Health Care  See "Family Homes For The Elderly, Group Homes, Halfway Houses, Home Health Care."

Homeowners
Information and Applications For Coverage We Write Through Scottsdale

Homeowners - High Value
Information and Applications For Coverage We Write Through Scottsdale

Homeowners - Standard Market Homeowners and Dwelling Fire Program   Full homeowners coverage is underwritten by an A+ carrier that offers very competitive rates.
Get Scottsdale Homeowners Application
Get Dwelling Application and Privacy Statement
Information and Applications For Vacant Dwelling Coverage We Write Through Scottsdale

Hunt, Trap & Skeet Clubs  Includes rifle, pistol and archery ranges. ACORD and supplemental applications required.
Information and Applications For Coverage We Write Through Scottsdale
Get Application

Rate This Risk OnlineJanitorial Services  Very competitive rates with a good market. We rate these risks in-house so we can provide coverage quickly. Supplemental application.
Information and Applications For Coverage We Write Through Scottsdale
Get Application

Landowners
Information and Applications For Coverage We Write Through Scottsdale

Rate This Risk OnlineLandscapers  including off-season snow removal. ACORD application. Online rating is available for this risk.
Information and Applications For Coverage We Write Through Scottsdale
Get Application

Laundries (Self-Service)
Information and Applications For Coverage We Write Through Scottsdale

Lead Removal Contractors   See "Environmental Protection Contractors"

Rate This Risk OnlineLessor's Risk  Online rating is available for this risk.
Information and Applications For Coverage We Write Through Scottsdale

Liquor Liability   Three carriers offer excellent rates on stand-alone liquor liability insurance including occurrence and claims-made coverages. Available as individual coverage or as a package. ACORD and supplemental applications.
Information and Applications For Coverage We Write Through Scottsdale
Get Application

Martial Arts Studios  ACORD and supplemental applications.
Information and Applications For Coverage We Write Through Scottsdale
Get Application

Medical Equipment Supply Stores
Information and Applications For Coverage We Write Through Scottsdale

Miscellaneous Professional Liability  Malpractice and general liability coverage for professionals like architects, consultants, counselors, computer consultants, engineers and social workers. Medical clinic liability also available. Multiple markets. Supplemental application.
Get Application (Adobe Acrobat {PDF} file.)
Adobe Acrobat Reader is available at no charge from www.adobe.com
Get Supplemental App for Architects & Engineers (Adobe Acrobat {PDF} file.)

Mobile Homes
Info and Apps For Mobile Home Coverage We Write Through Scottsdale
Info and Apps For Mobile Homeowners Coverage We Write Through Scottsdale

Rate This Risk OnlineMobile Home Parks  A+ rated, admitted carrier offering competitive rates for campgrounds, mobile home parks and RV parks. Coverage includes pools, lakes and recreational facilities. $1,000,000 standard limit; $10,000,000 umbrella available. Supplemental application.
Information and Applications For Coverage We Write Through Scottsdale
Get Application

Monoline Liability
Information and Applications For Coverage We Write Through Scottsdale

Motels  Our markets are A and A+ rated and offer very competitive rates. We rate these risks in-house. Supplemental application.
Information and Applications For Coverage We Write Through Scottsdale
Get Application

Ocean Marine  We offer very competitive rates with an A rated carrier on marina operators (MGL), marine contractors (MGC), P & I, boat dealers, ship repairers, charter legal liability, hulls, ocean cargo, and piers & wharves coverages. Special applications.
Get Charter Legal Liability Application
Get Hulls/P & I Application
Get Marina Operators/Boat Dealers (MGL) Application
Get Marine Contractors (MGC) Application
Get Ocean Cargo Application
Get Piers & Wharves Application
Get Yacht Application

Rate This Risk OnlineOffice Buildings  All types covered; medium to small buildings are our specialty. ACORD application.
Information and Applications For Coverage We Write Through Scottsdale

Outfitters and Guides
Information and Applications For Coverage We Write Through Scottsdale

Parking Lot / Driveway Maintenance
Information and Applications For Coverage We Write Through Scottsdale

Pawn Shop
Information and Applications For Coverage We Write Through Scottsdale

Personal Umbrella
Information and Applications For Coverage We Write Through Scottsdale

Petting Zoos  General liability coverage with an A+15 Best-rated carrier.

Port Authorities  Supplemental application.
Get Application

Pressure Cleaning  Power washers of all types. ACORD application.
Information and Applications For Coverage We Write Through Scottsdale

Product Liability  Competitive rates on virtually any product liability risk. Access to multiple markets for difficult coverages like aircraft, medical products and pharmaceuticals. Special applications required.
Get Application

Public Entities  Port Authorities, Transit Authorities and Airport Authorities  Supplemental application.
Information and Applications For Coverage We Write Through Scottsdale
Get Application

Push Cart and Flea Market Vendors
Information and Applications For Coverage We Write Through Scottsdale

Racquet Clubs  Special application required.
Get Application

Recreational Attractions  General liability coverage for amusement rides, golf driving ranges, moon walks, batting cages, train rides, paddle boats and petting zoos. A+15 Best-rated carrier. ACORD application.

Recyclers  Includes auto salvage yards. ACORD application.
Information and Applications For Coverage We Write Through Scottsdale

Rental Halls & Caterers  Competitive rates.
Information and Applications For Coverage We Write Through Scottsdale
Get Application

Rate This Risk Online
   Restaurants & Delis
Rate This Risk Online
   Bars & Taverns
Restaurants & Taverns  Extremely competitive rates on restaurant and tavern packages through an A+15 nonadmitted carrier. All extra coverages including business interruption are available. Up to $1 million limit on underlying coverage with $5 million umbrella if necessary. ACORD and supplemental applications.
Information and Apps For Restaurant/Deli Coverage We Write Through Scottsdale
Information and Applications For Bar/Tavern Coverage We Write Through Scottsdale
Get Application

Roofers  We have one of the few remaining markets that will write this risk. Both residential and commercial. A+ rated carrier. Special application required.
Get Application

RV Parks  A+ rated, admitted carrier offering competitive rates for campgrounds, mobile home parks and RV parks. Coverage includes pools, lakes and recreational facilities. $1,000,000 standard limit; $10,000,000 umbrella available. Supplemental application.
Get Application

Rate This Risk OnlineSecurity Guards  Includes detective and investigative agencies, armed and unarmed services.Our carrier provides $1,000,000 in primary coverage and up to $5,000,000 umbrella coverage. Supplemental application.
Information and Applications For Coverage We Write Through Scottsdale
Get Application

Selected Mercantile Program
Information and Applications For Coverage We Write Through Scottsdale

Self-Insured Retention Workers Compensation (SIR)  This coverage is perfect for contractors, hospitals, major corporations - any insured that pays premiums in excess of $100,000 per year and can qualify with the State of Ohio. Let us show you how easy SIR programs are to quote.
Get Application (Adobe Acrobat {PDF} file.
Adobe Acrobat Reader is available at no charge from www.adobe.com)

Special Events  All necessary coverages for festivals, fairs and fund raisers. From "Hole-in-One" insurance to amusement rides liability, our markets write activities like weddings, concerts, dinner dances, antique shows, and exhibitions of all types. Special event liquor liability also available.
Get Special Events Liquor Liability Application
Get Rain Insurance Application
Information and Applications For Coverage We Write Through Scottsdale
Get Special Event Application

Sports Camps, Youth Leagues and Clinics  Special application required.
Information and Applications For Coverage We Write Through Scottsdale
Get Application

Swim and Racquet Clubs  Special application required.
Information and Applications For Coverage We Write Through Scottsdale
Get Application

Swimming Pool Contractors  We write coverage for above-ground and in-ground pool contractors with a A+XV rated carrier at very competitive rates. Risks are rated in-house so coverage can be provided quickly. Special application required.
Information and Applications For Coverage We Write Through Scottsdale
Get Application

Swim Pool Maintenance  Special application required.
Information and Applications For Coverage We Write Through Scottsdale
Get Application

Tanning Salons  We can offer very competitive programs through 2 markets. ACORD and supplemental applications.
Information and Applications For Coverage We Write Through Scottsdale
Get Application

Target Personal Umbrella
Information and Applications For Coverage We Write Through Scottsdale

Tire Dealer / Distributor
Information and Applications For Coverage We Write Through Scottsdale

Transit Authorities  Supplemental application.
Get Application

Rate This Risk OnlineTree Trimmers  ACORD application. Online rating is available for this risk.
Information and Applications For Coverage We Write Through Scottsdale

Umbrellas, Commercial  We offer very competitively priced Commercial Umbrellas through A+ rated Scottsdale and A rated Evanston. ACORD application.

Umbrellas, Personal  We write Personal Umbrellas through A+ rated Scottsdale at very competitive rates. A supplemental application is required for Personal Umbrellas.
Information and Applications For Coverage We Write Through Scottsdale
Get Application

Rate This Risk Online
   Vacant Building
Vacant Buildings  Both commercial buildings and dwellings. We have 3 markets, all A or A+ rated. Extremely competitive rates. ACORD and supplemental applications.
Information and Apps For Vacant Building Coverage We Write Through Scottsdale
Get Vacant Buildings Application
Information and Apps For Vacant Dwelling Coverage We Write Through Scottsdale
Get Vacant Dwellings Application and Privacy Statement

Warehouse Program
Information and Applications For Coverage We Write Through Scottsdale

Woodworking & Cabinetmakers  Property and liability coverage in a package or separately rated. ACORD application.
Information and Applications For Coverage We Write Through Scottsdale

Workers Compensation, Self-Insured Retention (SIR)  See "Self-Insured Retention Workers Compensation (SIR)"


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